For many families, a Last Will and Testament is the first - and sometimes only -  estate planning document they ever sign. While revocable trusts have become the primary planning tool for many Rhode Islanders, a well-drafted will still plays a crucial role in nearly every comprehensive estate plan. Whether you own a single home in Coventry or Barrington, or multiple properties across New England, your will determines who receives your assets, who takes care of your minor children, and who is placed in charge of wrapping up your final affairs.
Too often, people think of a will as something they can “get around to later,” or they rely on a generic online template that doesn’t comply with Rhode Island law. That choice can leave their families in a costly, time-consuming probate process - or worse, with state law deciding who gets what, rather than their wishes.
This article breaks down how wills work in Rhode Island, why they still matter even when you have a trust, and the key legal requirements you need to understand before signing one.

1. What a Will Does (and Doesn’t Do) in Rhode Island
A will is a written document that directs how your probate property will be distributed when you die. It only takes effect upon your death, and it only governs property that is subject to probate - that is, assets that don’t already pass to someone else through joint ownership, beneficiary designations, or a trust.

Typical provisions of a Rhode Island will include:

• Naming beneficiaries who will receive your property after debts, taxes, and expenses are paid.
• Appointing an executor (also called a personal representative) to manage your estate through the probate court.
• Nominating guardians for your minor children (R.I.G.L. § 33-15.1-7).
• Including “pour-over” language to transfer any assets that weren’t retitled into your trust during your lifetime into your revocable trust at death.
  
  

It’s just as important to understand what a will doesn’t do. A will does not avoid probate. In Rhode Island, if you own property in your own name at the time of your death - even if you have a valid will - your executor must file the will with the probate court and open a probate estate. The process typically involves notifying heirs and creditors, filing inventories and accountings, and obtaining court approval for distributions.

2. Why Wills Still Matter - Even When You Have a Trust
Many Rhode Islanders use a revocable living trust as their primary planning tool to avoid probate and simplify administration. But even if you have a trust, a “pour-over will” is still an essential companion document. Here’s why:

• Safety Net: No matter how thorough your funding process, it’s common for some assets to remain outside your trust - whether due to oversight, last-minute changes, or newly acquired property. A pour-over will directs these assets into your trust upon death, ensuring they follow the same distribution plan.
• Guardianship Nominations: Trusts don’t nominate guardians for minor children; only a will can do that under R.I.G.L. § 33-15.1-7.
• Personal Representative Authority: Some legal and tax matters, including certain claims and post-death filings, require a personal representative appointed through probate.
• Clean-Up Function: Even with a trust, probate might still be required for unexpected assets. A will provides the legal mechanism for handling those matters efficiently.

In short, while a trust handles most of the heavy lifting, the will acts as a legal backstop - making sure nothing falls through the cracks.

3. Rhode Island Legal Requirements for a Valid Will
Rhode Island law sets out clear formalities for executing a valid will. Under R.I.G.L. § 33-5-5, a will must be:

1. In writing,
2. Signed by the testator (the person making the will), and
3. Attested and subscribed in the presence of the testator by two or more witnesses.

The witnesses must sign in the testator’s presence, and there are very specific cases and rules that define what it means to sign in the presence of each other. Unlike some states, Rhode Island does not recognize holographic (handwritten, unwitnessed) wills, and it does not permit electronic wills. Online templates that don’t follow these formalities can easily be invalidated, leaving your estate subject to intestacy.
Self-Proving Affidavits
Rhode Island allows wills to be made “self-proving” by attaching a notarized affidavit from the witnesses, which can help streamline the probate process by avoiding the need to locate witnesses after death (R.I.G.L. § 33-7-27). This small procedural step can save your executor weeks or months of delay later on.

4. The Executor’s Role in Rhode Island Probate
In your will, you nominate an executor to administer your estate. This person’s job is to:

• File the will with the local probate court.
• Marshal and safeguard your assets.
• Notify heirs, beneficiaries, and creditors.
• File required inventories and accountings.
• Pay valid debts and taxes.
• Distribute the estate according to your will.

The court will issue letters testamentary once the executor is formally appointed, giving them the legal authority to act on behalf of the estate. If you don’t name an executor, or the person you chose is unable to serve, the court will appoint someone - often a family member or, in contested cases, even a neutral third party.
Choosing the right executor matters. It should be someone trustworthy, organized, and able to navigate both legal processes and family dynamics.

5. The Stakes of Not Having a Will
When someone dies without a valid will in Rhode Island, their property passes according to the laws of intestacy (R.I.G.L. § 33-1-1 et seq.). These laws set out a default distribution scheme that may have nothing to do with your personal wishes. For example:

• If you’re married with children, your spouse may not automatically receive everything. Instead, your spouse and children will split the estate according to statutory formulas.
• If you’re unmarried and have no children, distant relatives you barely know - or don’t even know (even those in foreign countries whom you've never met) - could inherit.
• If you have minor children and no will, the court will determine who raises them, which may not align with your preferences.

Intestacy also typically involves longer and more expensive probate proceedings, because there’s no named executor or clear distribution plan. Family disagreements are more likely, and the process can take well over a year or more.

6. Common Pitfalls with Wills in Rhode Island
Even a legally valid will can fail to accomplish your goals if it’s incomplete, poorly drafted, or never updated. Some of the most frequent mistakes we see include:
Failing to Update After Major Life Events
Marriages, divorces, births, deaths, and relocations can all dramatically change how your estate should be distributed. Under Rhode Island law, marriage does not automatically revoke a prior will, and divorce does not automatically revoke provisions in favor of an ex-spouse unless expressly stated. If your family situation has changed, but your will hasn’t, your estate may be distributed in ways you didn’t intend.
Leaving Out Contingent ProvisionsMany DIY wills name a single beneficiary or executor but do not specify alternates. If that person predeceases you, or is unable to serve, the probate court may need to appoint someone else, potentially leading to disputes or unintended distributions. A comprehensive will anticipates multiple “what if” scenarios.
Overreliance on the Will Alone
A will is only one piece of a modern estate plan. If you rely solely on your will to transfer property, everything must go through probate, which in Rhode Island can take anywhere from nine months to several years depending on the complexity of the estate, local court backlog, and whether anyone contests the will. That delay often leaves families waiting for access to funds during an already difficult time.
Not Coordinating Beneficiary Designations
Life insurance, retirement accounts, and payable-on-death accounts can pass outside the will. If the beneficiary designations on these accounts don’t match your overall estate plan, conflicts can arise. For example, if your will leaves everything equally to your three children, but your life insurance policy names only one child as beneficiary, the proceeds go entirely to that child - regardless of what the will says.
Using Online Templates Not Tailored to Rhode Island Law
Many online will forms fail to comply with Rhode Island’s witness and execution requirements (R.I.G.L. § 33-5-5) or omit essential provisions like self-proving affidavits (R.I.G.L. § 33-7-27). Others don’t address state-specific rules on guardianship, elective shares, or real estate. Still others use concepts from other states’ inheritance laws, like community property, that are not part of Rhode Island law and can produce unpredictable results. These documents often lead to expensive litigation or intestacy proceedings that could have been avoided with proper drafting.

7. Wills vs. Trusts: Complementary Tools, Not Competitors
People often ask whether they “need a will or a trust,” as if they must choose one over the other. In Rhode Island practice, the two are usually designed to work together.
A revocable living trust allows your family to avoid probate, maintain privacy, and plan for incapacity, while your will serves as a legal backstop, nominating guardians, naming an executor, and “pouring over” any stray assets into the trust at death. coordinate 
Here’s how this typically plays out in real life:
Imagine a couple in Lincoln who establish a revocable trust to hold their home and investment accounts. Years later, they inherit a piece of vacant land in Westerly but never retitle it into their trust. When they pass, their pour-over will directs that the land be transferred to the trust through probate, ensuring it’s ultimately distributed according to their trust’s terms. Without the will, that property would be distributed under Rhode Island’s intestacy statute, potentially leading to unintended heirs or forced sales.
In short, the trust does most of the work, but the will catches whatever the trust misses. Both are essential parts of a well-constructed estate plan.

8. Amending or Revoking a Will in Rhode Island
Life changes - and your estate plan should change with it. Under Rhode Island law, a will can be amended through a codicil, which must meet the same formalities as the original will (R.I.G.L. § 33-5-5). Alternatively, a new will can expressly revoke the prior will.
Revocation can occur by:

• Executing a new will that explicitly revokes the old one,
• Physically destroying the will with the intent to revoke it (e.g., tearing or burning), or
• Marrying or divorcing, which can alter the legal effect of certain provisions.

Codicils can work for small changes, such as updating an executor or adding a specific bequest. But if your plan has undergone a major shift, it’s usually cleaner to sign a new will rather than layering multiple codicils over time.

9. Out-of-State Property and Ancillary Probate
Many Rhode Islanders own vacation homes or investment property in Massachusetts, Florida, or elsewhere. A Rhode Island will governs your probate property in Rhode Island, but real estate located in another state typically requires ancillary probate in that state.
For example, if you live in Cranston but own a Cape house in Barnstable, Massachusetts, your Rhode Island executor may need to open an ancillary estate in Massachusetts to transfer the property. This can add time and expense. One way to avoid ancillary probate is to title the property in your revocable trust during your lifetime, ensuring that all your assets—no matter where located - are governed by a single trust document.​

10. Building Your Plan Intentionally
A will is more than a legal form - it’s the foundation of your legacy. It determines who inherits your property, who raises your children if something happens to you, and who has the authority to carry out your wishes. Whether used alone or alongside a revocable trust, a carefully drafted Rhode Island will ensures that your estate is administered according to your values, not just the harsh and often undesirable defaults of state law.
If you’re relying on a decades-old document, a generic template, or nothing at all, now is the time to act. Thoughtful planning today spares your loved ones confusion, expense, and conflict tomorrow.
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Ready to Take the Next Step?
Our firm helps families across Rhode Island and Massachusetts build clear, legally sound estate plans - whether you need a will, a trust, or both. If you already have an online will or an older will prepared by another attorney, we’re happy to review it to identify potential issues under Rhode Island law and ensure your plan actually works the way you intend.

​By Matthew Fabisch, Esq. - Former Rhode Island Probate Judge • Founder, Fabisch Law • Trusts & Estates Attorney • Father of Four

Estate planning is one of those topics everyone means to handle “soon,” and everyone has heard a confident friend repeat a half-true rule that later turns out to be a headache. As a trusts-and-estates attorney (and former Smithfield, Rhode Island probate judge), I’ve seen families pay for these myths the hard way - with avoidable court time, taxes, delays, and fractured relationships.
Below are the ten myths I hear most often in Rhode Island and Massachusetts, what’s actually true, and what to do instead.

1) “Estate planning is only about death and dying.
”The myth. Wills and trusts are for when I’m gone; I’ll worry about it later.
The reality. Great plans are as much about life as death. Incapacity happens - stroke, accident, dementia, a prolonged hospitalization. Without a Durable Power of Attorney, Health Care Proxy, HIPAA authorization, and clear advance directives, your family may need a court-appointed guardian to make routine decisions. That costs time and money and strips away dignity and control.
Do this instead. Pair your will/trust with a complete incapacity toolkit (financial POA, health-care documents, HIPAA, living will). Spell out who decides, how they decide, and what you value so loved ones aren’t forced to guess.

2) “Estate planning is only for the rich.”
The myth. We don’t have a mansion—why bother?
The reality. Probate, medical decisions, guardians for minor kids, who handles your accounts, and how your home passes - all of that matters for all kinds of families. Modest estates can be hit hardest by delays, fees, and disputes. And coordination issues (beneficiary forms, house title, digital assets) don’t care about your net worth.
Do this instead. Get a right-sized plan. Sometimes that’s a will-based plan; often it’s a revocable trust to simplify transfers and keep family business private. Either way, choose people you trust, give them instructions, and align your assets so the paperwork matches the plan.

3) “If I have a Power of Attorney, I’m the executor.”
The myth. My POA lets me handle everything when a loved one passes.
The reality. A Power of Attorney dies when the person dies. It grants authority only during life. After death, only a court-appointed Executor/Personal Representative (or a Trustee under a funded trust) has authority to act. Banks and title companies will (rightly) refuse a POA that’s presented after death.
Do this instead. Make sure the plan names a capable Personal Representative (and backup), and if you use a trust, that it’s funded so the Trustee - who could have also had a POA - can step in seamlessly.

4) “A will avoids probate.”
The myth. I have a will, so the court won’t be involved.
The reality. A will is a ticket into probate, not a pass around it. Because probate is a lawsuit your family brings against itself, using your money, at Fabisch Law, we take the position that parents who love their children don't make them go through probate. In probate, the court must validate the will, appoint your Personal Representative, and oversee required steps. If avoiding court, delays, expense, and public filings is a goal, a revocable living trust (properly funded) is the tool that can keep most transfers off the probate docket.
Do this instead. Decide whether probate avoidance is important for your family. If yes, set up a revocable trust and move assets into it (house, non-retirement accounts). Keep beneficiary designations coordinated so the trust receives what it should.

5) “A revocable living trust gives me asset protection.”
The myth. If I put assets in my RLT, creditors and the nursing home can’t touch them.
The reality. A standard revocable trust is transparent - it’s you with a different set of paperwork. You keep full control, so your creditors (and long-term care cost exposure) see through it. It shines at probate avoidance, privacy, and organization, not at shielding assets.
Do this instead. If asset protection is a goal, talk about irrevocable options (e.g., Medicaid Asset Protection Trusts), timing, and trade-offs. These require careful design and lead time to work; they are not last-minute fixes.

6) “My spouse will automatically get everything.”
The myth. We’re married - problem solved.
The reality. Intestacy (the state’s default plan) splits assets based on whether there are children and/or parents in the picture, and how your assets are titled. Add blended families, pre-marital children, or assets with named beneficiaries, and the result can be very different from what you intended - sometimes triggering a forced sale or family conflict.
Do this instead. Put your wishes in writing. A will or trust can protect a surviving spouse and children (including from a prior relationship), stage distributions over time, and avoid accidental disinheritance.

7) “I can wait until I’m older (or sick) to plan.”
The myth. I’ll get to it when things slow down.
The reality. The law cares about capacity. Every week I get calls from people asking me to prepare POAs for family members who can no longer sign them. If an illness strikes or cognition slips, you may no longer be able to sign documents - forcing a guardianship. Some goals (like Medicaid planning or gifting) require years of lead time, and the best long-term care insurance is bought while you’re insurable.
Do this instead. Plan while you’re healthy and decisive. You’ll have more options, less pressure, and lower cost.

8) “I’ll just add my child to the deed/bank account to ‘avoid probate.’”
The myth. Joint ownership is the simple shortcut.
The reality. Adding a child can be a gift with tax and Medicaid implications, can forfeit a step-up in basis (raising capital gains later), and exposes your home or money to your child’s creditors, divorce, or poor decisions. It also risks disinheriting other children or creating ugly family accounting after you’re gone.
Do this instead. Use a revocable trust or beneficiary designations aligned with the plan. If you truly need a joint account for convenience, keep it small or use a convenience signer arrangement where available, not true ownership.

9) “Beneficiary designations always solve it.”
The myth. I named people on my IRA and life insurance; I’m covered.
The reality. Beneficiary forms are powerful-but blunt. They override your will/trust, can become outdated, don’t protect minors (who can’t receive directly), and can disqualify a special-needs beneficiary from benefits. Post-SECURE Act, retirement account payouts are more complicated, and the “just name the kids” approach often leads to preventable tax and timing problems.
Do this instead. Coordinate designations with your estate plan. Use a trust for minors, special-needs beneficiaries, or where you want timing/control. Review designations after life events and at least every few years.

10) “Once I sign, I’m done.”
The myth. The binder goes on the shelf; mission accomplished.
The reality. Two words: funding and maintenance. A trust that isn’t funded doesn’t avoid probate. Real estate needs new deeds; accounts need to be retitled or have the trust listed as beneficiary where appropriate. And life changes-marriage, divorce, a new baby, selling a house, changing states-can silently break a once-great plan.
Do this instead. Treat estate planning like a system, not a document. Fund the trust. Keep an asset spreadsheet. Align beneficiaries. Put a reminder on your calendar to review every 3–5 years or after major life events.

Quick Reality Checks on Your Shortlist

• “Estate planning is only about death.” Wrong. Incapacity planning is half the battle.
• “Estate planning is only for the rich.” Wrong. It’s about people and process, not net worth.
• “POA = executor.” Wrong. POA ends at death; court appointment begins after.
• “A will avoids probate.” Wrong. A funded trust avoids probate; a will does not.
• “RLT = asset protection.” Wrong. For protection, think irrevocable (with trade-offs and timing).

If you see yourself in any of these myths, you’re not alone, and you’re not behind. You just need a plan built for your family, assets, and goals, with Rhode Island/Massachusetts quirks accounted for and the paperwork matched to the strategy.

How we make this easy

1. Clarity first. We start with your people, your “must-haves,” and your “never-agains.”
2. Right tool, right job. Will-based or trust-based, with the incapacity documents every adult needs.
3. Funding & follow-through. We help align titles, deeds, and beneficiaries so your plan actually works.
4. Check-ins. A light maintenance rhythm keeps your plan current as life changes.

If you’re in Rhode Island or Massachusetts and want a plan that avoids court detours, protects the people you love, and keeps family peace, let’s talk. We’ll cut through the myths, give you a straight path, and do the heavy lifting with you.
​
By Matthew Fabisch, Esq. - Former Rhode Island Probate Judge • Founder, Fabisch Law • Trusts & Estates Attorney • Father of Four

When an estate includes a house or other real property, there are two “closings” in play that sound similar but operate on very different tracks:

1. the real-estate closing, where the deed is signed and the sale proceeds are issued; and
2. the probate closing, where you file your final papers to wrap up the estate and end your authority as fiduciary.

If those two closings happen in the wrong order, you can create a preventable mess-banks may refuse to let you deposit the sale proceeds, and a buyer’s title attorney may hit the brakes because your legal authority appears to have ended before the deed hit the record books. The short, practical rule is simple:
Always wait to file the documents that close the estate until after you’ve received the sale proceeds and successfully deposited them in the estate account.
Below I’ll explain why that order matters, how title attorneys (correctly) police this issue, and what can go wrong if you try to “get ahead” by filing probate closing paperwork too soon. I’ll reference practices common in Rhode Island and Massachusetts, though the logic applies in most probate systems.

Your authority is a light switch, not a dimmer
A personal representative’s or executor’s authority is binary. While you’re appointed, you can endorse checks, sign deeds, open or use an estate account, and receive and distribute property. Once the court terminates your appointment—by accepting a closing statement, entering a decree on a final account, or otherwise discharging you-the light switch flips off. There is no “just one more thing” authority after discharge.
Banks and title attorneys know this. That’s why they often ask for fresh Letters (Letters Testamentary, Letters of Authority, or a current Certificate of Appointment) dated within a recent window. They’re checking that your appointment is still alive at the key moments: when you sign the deed, when the deed is delivered, when the deed is recorded, and-crucially-when you endorse and deposit the sale proceeds.
If you file to close the estate before the money is in the estate account, you risk stepping out of your fiduciary shoes before the job is finished.

The two timelines you must keep in sync
Think of the sale in two parallel timelines:
A. Title timeline

• Your authority must exist when the deed is executed and delivered.
• Many title attorneys will also confirm the estate is not closed before the deed is recorded. If the docket shows the fiduciary was discharged before recording, they can (and often will) treat the deed as defective, or at least demand curative steps. This means added time and expense in order to transfer the property.

B. Proceeds timeline

• The check (or wire) must be payable to the estate and deposited into a properly titled estate account.
• To endorse the check and complete the deposit, you must still be the duly appointed fiduciary. If you’ve already filed a closing statement or had your final account allowed and your authority terminated, the bank can refuse the deposit.

Both timelines extend past the conference-room closing. Real-estate funds sometimes arrive later in the day, or as a wire the next business morning. Deeds are often recorded electronically after the in-person signing. That lag-hours to a day or two-is exactly the danger zone if you file probate closing papers too early.

Why title attorneys look at the probate docket (and why you want them to)
A careful title attorney is going to protect the buyer’s ownership and the lender’s security interest. That means they’ll check:

• that the person signing the fiduciary deed was validly appointed at the time of execution, and
• that the personal representative’s authority had not been terminated before the deed was recorded.

If the docket shows you filed your closing paperwork and were discharged the morning of closing, and the deed was recorded that afternoon, the title examiner sees a gap: at the moment the deed reached the record, your authority may have already ended. That’s enough to draw a requirement for a re-appointment, a confirmatory deed, or a court order-each of which costs time and money and can jeopardize the buyer’s rate-lock or moving plans.
From the estate’s perspective, you want that examiner to be satisfied the first time. The cleanest way is to make sure your appointment remains open and unquestioned through deed recording and funds deposit-and only then wrap up the probate file.

The bank problem: “We need current Letters to accept this”
On the banking side, estate proceeds are supposed to flow into an estate checking account titled in the name of the estate with the estate’s EIN. To deposit a six-figure sale-proceeds check made out to “Estate of Jane Smith, by John Jones, Personal Representative,” the bank will ask for your Letters. If those Letters show your appointment has expired-or if the court docket shows you’ve been discharged-the teller is obligated to refuse the deposit.
That leaves you with a large check that cannot be put into the estate account, unpaid creditors or taxes, and beneficiaries who expected a distribution schedule. The “fix” is usually to reopen the estate or seek re-appointment, which requires new filings and delay. All of this can be avoided by keeping the estate open until the money is safely in the account.

Rhode Island and Massachusetts: same logic, different forms
Rhode Island. You typically close by filing and having allowed a Final Account (or, in some cases, by filing an affidavit where a full account isn’t required). Once the court allows the account and discharges the fiduciary, authority ends. If the house sold near the end of administration, wait to file the account until the deed has recorded and the proceeds have cleared the estate account. If you closed prematurely, you may need to petition to reopen for the limited purpose of receiving funds and completing distribution.
Massachusetts (MUPC). In unsupervised administrations, many estates end with the Sworn Statement to Close the Estate (MPC 853) rather than a judicially allowed account. The statement itself signals that you’ve fully administered the estate and that your authority will end. File it only after the deed is recorded and the proceeds are in the estate account. In supervised or contested matters, you may seek a decree on an account or petition for Complete Settlement-same principle: don’t ask the court to terminate your authority before the money is safely deposited.
Different forms, same trap. The act that terminates your appointment-whether it’s an allowed account, a discharge order, or a sworn closing statement-should happen after the real-estate sale is not only done on paper but reflected in the land records and in the estate bank balance.

“But our sale proceeds are wired-doesn’t that solve it?”
Wires reduce risk but don’t eliminate it. Two points:

1. Timing still matters. If the wire posts the next business day, there’s still a window where the deed might have recorded but the funds haven’t arrived. Keep the estate open until the wire has cleared into the estate account.
2. Name and authority still matter. The receiving account must be the estate’s account, and you still need current authority to receive and move those funds. A wire to the attorney’s trust account followed by a transfer to the estate account still requires live authority at the moment of the final deposit into the estate.

A cautionary tale
An executor signed a fiduciary deed at 10:00 a.m. and, eager to be finished, filed a sworn closing statement with the probate court on his way home at 11:30 a.m. The title company e-recorded the deed at 1:20 p.m. and sent a proceeds check by courier, which arrived the next morning. The bank teller asked for Letters; the docket showed the executor had already closed the estate. Deposit refused.
The cure? A petition to reopen the estate and reissue Letters, a new certificate for the title file, and a confirmatory letter to the lender. The beneficiaries waited three extra weeks. All of it was avoidable.

Order of operations that keeps you safe
You don’t need a complicated flowchart-just the right sequence:

1. Keep the estate open. Do not file a final account, sworn closing statement, or discharge petition yet.
2. Sign and deliver the deed as fiduciary while your authority is current; provide the title company a recent Certificate of Appointment/Letters.
3. Confirm recording (your closing attorney can send you the recording receipt or book/page when available).
4. Receive and deposit proceeds into the estate account; verify the deposit clears.
5. Then file the probate closing papers (account, closing statement, receipts/releases as appropriate) and obtain your discharge.

This preserves your authority across both the title and banking timelines and gives the title attorney the clean record they expect to see.

What if the estate is already “closed”?
It happens. The usual options are:

• Reopening the estate (Rhode Island) or seeking re-appointment/limited appointment (Massachusetts). Courts routinely grant limited re-appointments for tasks like receiving funds or executing curative documents, but it adds filings, fees, and delay.
• Curative title measures required by the buyer’s attorney, such as a confirmatory deed executed after re-appointment, or a court order clarifying authority at the relevant time.

If you’re in this spot, act quickly-especially if a lender’s rate-lock or purchase-and-sale milestones are ticking.

Practical pointers from the real world

• Ask for fresh Letters early. In the week before closing, obtain a current certificate of appointment from the probate court so you’re not scrambling.
• Coordinate language on the deed and settlement statement. Make sure the grantor is properly styled (“John Jones, Personal Representative of the Estate of Jane Smith”) and the payee for proceeds is the estate.
• Use the estate’s EIN and account. Don’t funnel proceeds to a beneficiary or to your personal account. That invites tax and fiduciary headaches.
• Expect the title attorney to check the docket. It’s not personal-it’s their job. Give them exactly what they need to be comfortable: live authority at execution, delivery, and recording, and an estate that isn’t “closed” until after funds are safely in.

Bottom line
Closing the probate file is a milestone-but it’s the last one, not the second-to-last. Your authority as executor or personal representative must still be in force to endorse and deposit the buyer’s check and to satisfy a title attorney that the deed was recorded while your appointment was active. File the paperwork to close the estate only after the deed has recorded and the proceeds have cleared the estate account. That simple sequencing protects title, avoids bank refusals, and keeps your beneficiaries on schedule.
If you’re navigating a sale from an estate in Rhode Island or Massachusetts, and you want an orderly, defendable closeout, we can help you stage the steps and keep authority aligned with the recording and banking timelines.

By Matthew Fabisch, Esq. - Former Rhode Island Probate Judge • Founder, Fabisch Law • Trusts & Estates Attorney • Father of Four

When a loved one passes away owning real estate in Massachusetts, families often assume the home can be transferred or sold to heirs with minimal complication. In reality, Massachusetts law places a web of obligations, liens, and statutory rights on estate property at the moment of death. These legal interests ensure that creditors, tax authorities, spouses, children, and even the estate’s own personal representative are protected before assets are distributed to heirs.
Because real estate often represents the single most valuable asset in an estate, these liens and rights are central to the probate process. Understanding them is critical for personal representatives, heirs, and buyers seeking clear title to a decedent’s property.
This article examines the death-related liens and rights that automatically attach to real estate upon a property owner’s death, as well as pre-death encumbrances that survive and must be addressed before sale. It also explores the practical impact these claims have on estate administration and provides guidance on how fiduciaries and families can navigate the process.

The Nature of Death-Related Liens
A lien is a legal claim against property to secure the payment of a debt or obligation. While many liens arise from voluntary transactions during life - such as mortgages - Massachusetts probate law creates a number of “blanket” liens at the time of death. These operate automatically, regardless of whether the decedent executed a will, and can reach all or part of the estate’s real estate.
The purpose of these liens is not punitive. Instead, they serve to prioritize obligations that society deems essential: ensuring creditors are paid, protecting dependents, and guaranteeing fair administration of the estate. From a title perspective, however, they can cloud ownership and must be cleared or resolved before a buyer will accept a deed.

Creditors, Funeral Providers, and Estate Professionals
The Massachusetts Uniform Probate Code (MUPC) recognizes the rights of certain creditors and service providers to be paid from estate assets, and these rights often take the form of liens against real estate.

• Lifetime creditors: Any debts the decedent owed during life, from credit card balances to personal loans, may attach against the estate. These claims are processed through the probate process but can impact whether property can be sold free and clear.
• Funeral expenses: Undertakers have priority claims against estate property, ensuring funeral costs are paid promptly.
• Attorneys and fiduciaries: Professionals providing services to the estate—such as the personal representative’s attorney or accountants—also hold rights to payment secured by estate assets.

Courts have reinforced the importance of these obligations. For example, in L.W.K. v. E.R.C., 432 Mass. 438 (2000), the Supreme Judicial Court held that a minor child’s claim for support operated like a preferred creditor’s claim, requiring satisfaction before testamentary gifts. Similar principles were applied in L.M. v. R.L.R., 451 Mass. 682 (2008).
The bottom line: before heirs receive distributions, the estate must first account for debts, funeral costs, and professional services rendered in the course of administration.

Federal and State Tax Liens
Taxes represent another powerful source of death-related liens. Both federal and Massachusetts law recognize the government’s right to secure payment from estate property.

• Federal estate tax: Under I.R.C. § 6324, a lien automatically arises on a decedent’s estate at death to secure federal estate tax liability. This lien attaches to all estate property, including real estate, and remains until the tax is paid or the IRS issues a release.
• Massachusetts estate tax: Similarly, G.L. c. 65C, § 14 creates a lien for Massachusetts estate tax obligations. Even estates below the federal filing threshold may face state estate tax liens, since Massachusetts maintains its own filing requirement.
• Older inheritance tax liens: For dates of death prior to repeal, Massachusetts inheritance tax laws (G.L. c. 65, § 9) also created liens that can still arise in older estates.

These tax liens are particularly significant in higher-value estates and must be carefully addressed to avoid transfer complications.

MassHealth (Medicaid) Liens
​One of the most common modern encumbrances in Massachusetts estates arises from MassHealth estate recovery. Under G.L. c. 118E, § 32, the Division of Medical Assistance has authority to recover the cost of benefits paid to a decedent after age 55, or for long-term care services provided at any age.
The mechanics are straightforward but far-reaching:

• If the decedent received MassHealth benefits, the agency may place a lien on real estate owned at death.
• The lien must be resolved before the property can be sold or transferred to heirs.
• Failure to notify MassHealth can expose the personal representative to liability.

For many middle-class families, this is the most surprising lien. A house that parents intended to leave to their children may be significantly reduced in value—or even lost—if MassHealth asserts a substantial recovery claim.

Surviving Spouse and Children’s Statutory Rights
Massachusetts law protects surviving spouses and children through a series of statutory rights that can affect estate real estate. These rights function like liens or encumbrances because they must be satisfied before property can pass to other heirs or buyers.
Occupancy Rights
Under G.L. c. 190B, § 2-403(b), a surviving spouse may elect to occupy the marital home for six months following death. This right takes precedence over other claims and can delay efforts to sell property until the period expires or is waived.
Spousal and Child AllowancesCertain allowances for support and exempt property are codified at G.L. c. 190B, § 2-401 et seq. These provisions ensure that the surviving spouse and minor children receive necessary financial and material support before creditors and legatees are paid.
Elective Share
A surviving spouse who is dissatisfied with the provisions of a will may elect to “take against the will” under G.L. c. 191, § 15. The elective share guarantees the spouse a statutory portion of the estate, and real estate may need to be liquidated or transferred to satisfy this claim.
Unprovided-for Spouses and Children
If a spouse or child is unintentionally omitted from a will, they may assert statutory rights under G.L. c. 190B, §§ 2-301 and 2-302. Similarly, children born or adopted after execution of the will are entitled to their share under G.L. c. 190B, § 2-302.
Title practitioners in Massachusetts take these rights seriously, as noted in REBA Title Standard No. 50. Buyers and lenders will not proceed until they are satisfied that all spousal and child claims have been addressed.

Personal Representative’s Six-Year Lien
Another unique aspect of Massachusetts law is the personal representative’s lien. Under G.L. c. 202, § 20A, the personal representative enjoys a six-year lien from the date of bond approval, securing authority to sell real estate for costs of administration and other estate obligations.
This lien is designed to prevent heirs from prematurely claiming property before debts and expenses are settled. It underscores the central role of the personal representative in balancing the rights of creditors, family members, and beneficiaries.

Pre-Death Liens and Encumbrances
In addition to the liens and rights that spring into existence at death, a decedent’s property is often subject to pre-existing liens and obligations incurred during life. Unlike many death-related claims, these do not disappear simply because the owner has passed away or because a fiduciary is administering the estate. Instead, they continue to burden the property until paid or otherwise extinguished.

Mortgages
The most common example is the residential mortgage. A mortgage lien is voluntary and attaches to the property until the debt is repaid in full. Under Massachusetts law, even if a will directs that “all debts be paid,” the specific devise of real estate passes subject to the mortgage lien, without any right of exoneration. This principle is codified in G.L. c. 190B, § 2-607.
In practice, this means that heirs who inherit real estate with a mortgage must either assume responsibility for payments, refinance, or agree to sell the property to pay off the debt. Buyers at closing will require the mortgage to be satisfied, and the lender will issue a discharge releasing the lien once payment is received.

Municipal Taxes and Charges
Real estate taxes in Massachusetts are a lien that runs with the land. If the decedent fell behind on property taxes, the municipality has a claim that can ripen into a tax taking if unpaid. Similarly, unpaid water or sewer charges may be assessed as liens.
To protect against these surprises, closing attorneys obtain a municipal lien certificate, which confirms the amount of taxes, water, and sewer charges due. These amounts must be brought current at or before closing.

Leasehold and Tenancy Rights
Finally, the rights of tenants do not vanish upon the landlord’s death. If the decedent rented part of the property, the lease continues to bind successors, whether heirs or the estate. Massachusetts courts have recognized that fiduciary sales do not extinguish leasehold rights (Town of Tisbury v. Hutchinson, 338 Mass. 514 (1959)).
This can complicate efforts to sell property, as a buyer must take subject to the tenant’s rights unless the lease can be terminated under its terms.

Fiduciary Sales and the Extinguishment of Liens
A central question for both fiduciaries and buyers is which liens survive a fiduciary sale of estate property and which are cut off. The answer depends on the nature of the lien.

• Death-related statutory liens: Many of these may be extinguished by a proper fiduciary sale. For example, claims of general creditors are satisfied through the probate process and do not follow the property if sold with court authority.
• Pre-existing encumbrances: Mortgages, municipal taxes, and leases are not cut off by a fiduciary sale. The property passes subject to these interests unless they are affirmatively cleared.

This distinction highlights why a thorough title search is indispensable. A buyer cannot assume that a fiduciary deed delivers free and clear title. Instead, the purchase must be structured to address each lien appropriately—whether through payoff at closing, court approval, or express agreement among the parties.

The Buyer’s Perspective: Marketable Title
From a buyer’s standpoint, the ultimate goal is marketable title - ownership of real estate free from reasonable doubt or risk of litigation. No prudent buyer, and certainly no mortgage lender, will close on property unless all liens and claims have been identified and resolved.
This means that the personal representative must:

1. Order a title examination early in the process. This will reveal both recorded liens (such as mortgages and tax liens) and potential statutory claims that must be addressed.
2. Coordinate with taxing authorities (federal, state, and municipal) to obtain payoff or release statements.
3. Notify MassHealth if there is any chance the decedent received benefits, since failure to do so can create later disputes.
4. Address family rights, including spousal elective share claims, allowances, or omitted child claims, often with the assistance of the probate court.
5. Work with closing counsel to ensure that all outstanding claims are satisfied at or before the closing table.

Practical Guidance for Personal Representatives
Serving as a personal representative can be daunting, particularly when real estate is involved. The following best practices help ensure that the sale proceeds smoothly:

• Start with notice and inventory. Upon appointment, provide required notices to creditors, taxing authorities, and MassHealth. File an inventory that lists the real estate.
• Consult professionals. Work closely with a probate attorney and, when needed, accountants or tax advisors to identify potential liens.
• Communicate with heirs. Family members may not realize that statutory allowances or elective shares can reduce their inheritance. Early communication prevents disputes later.
• Time the sale wisely. Some statutory rights - such as a surviving spouse’s six-month occupancy - may temporarily restrict the ability to sell. Factor these timelines into planning.
• Document everything. Courts, buyers, and title insurers will expect written evidence that liens were resolved. Keep records of discharges, releases, and court orders.

By following these steps, personal representatives minimize the risk of closing delays and protect themselves from liability.

Case Law Illustrations
Massachusetts courts have long grappled with the interaction between probate law and real estate transfers. A few examples underscore the principles discussed above:

• L.W.K. v. E.R.C., 432 Mass. 438 (2000): Held that a minor child’s support claim functioned as a preferred creditor claim, demonstrating how personal obligations can outrank testamentary dispositions.
• Town of Tisbury v. Hutchinson, 338 Mass. 514 (1959): Clarified that a fiduciary sale does not extinguish municipal tax liens or tenant rights, highlighting the enduring power of pre-death encumbrances.
• L.M. v. R.L.R., 451 Mass. 682 (2008): Reinforced the importance of satisfying family support claims prior to distributing estate property.

These decisions reflect a consistent theme: Massachusetts law prioritizes the protection of creditors, dependents, and public authorities over the immediate transfer of property to heirs.

The Human Dimension
Behind the statutes and liens lies a more human story. Families often come to probate court expecting a simple transfer of the family home, only to discover that tax bills, medical liens, or a surviving spouse’s rights delay or complicate the process.
For example:

• A widow may elect her statutory share, forcing the sale of property that adult children believed they would inherit outright.
• MassHealth may assert a lien worth hundreds of thousands of dollars, leaving heirs with far less than anticipated.
• A title examination may reveal decades-old municipal tax obligations that were never cleared.

These scenarios underscore why professional guidance is essential. Probate is not merely a clerical process—it involves navigating a complex web of competing rights.

Final Takeaways for Families and Fiduciaries
Real estate is often the cornerstone of family wealth in Massachusetts, but it is also the asset most burdened by statutory liens and claims at death. Personal representatives and heirs should remember:

1. Death-related liens arise automatically. Creditors, tax authorities, MassHealth, and family members may all have enforceable rights.
2. Pre-death encumbrances persist. Mortgages, taxes, and leases continue to bind the property.
3. Buyers demand clear title. No sale can close until all liens are addressed.
4. Personal representatives carry responsibility. Fiduciaries must coordinate notices, payoffs, and court filings to protect both the estate and themselves.

For families, the process can be overwhelming. For personal representatives, the responsibility is heavy. In both cases, working with experienced probate counsel provides the best assurance that liens are properly managed and that real estate can be transferred smoothly.

Conclusion
The sale of estate real estate in Massachusetts is never as simple as signing a deed. At death, property becomes subject to a complex array of statutory liens and family rights, layered on top of any pre-existing encumbrances. Navigating this framework requires legal knowledge, careful planning, and proactive communication with creditors, agencies, and heirs.
For families mourning a loss, these legal realities can feel like an unwelcome burden. Yet when managed with diligence and professional guidance, the process can honor both the law and the decedent’s wishes - ensuring that property passes cleanly, debts are paid, and loved ones are protected.

By Matthew Fabisch, Esq. - Former Rhode Island Probate Judge • Founder, Fabisch Law • Trusts & Estates Attorney • Father of Four

A Rhode Island power of attorney is more than just a form – it’s your safeguard against losing control when you or a loved one can’t act for yourselves. Done correctly, it can save you months of delay, thousands in legal costs, and the stress of going through a court-ordered guardianship. Done poorly, or not at all, it can leave your family powerless.
​
In this guide, we’ll cover everything you need to know about a Rhode Island POA – what it is, why it matters, how it works under state law, and how to create one that will stand up when you need it most.

What Is a Rhode Island Power of Attorney?
A power of attorney (POA) is a legal document that lets you – the “principal” – appoint someone else – your “agent” or “attorney-in-fact” – to act on your behalf. In Rhode Island, the powers can be broad (covering nearly all financial matters) or narrow (limited to a single transaction or time period).
Under R.I. Gen. Laws § 18-16-1 et seq., a POA can be tailored to fit your exact needs. That flexibility makes it one of the most important incapacity planning tools available.
When we talk about a Rhode Island POA, we usually mean one of two main categories:

• Financial powers of attorney – handling money, property, and legal matters.
• Healthcare powers of attorney – sometimes called health care proxies, covering medical decisions.

This article focuses on financial powers of attorney, though in real life, most people need both.

Types of Rhode Island POA – and How They Differ
Not all POAs work the same way. In Rhode Island, the distinctions matter:

• General vs. Limited POA – A general POA gives your agent authority over most financial and legal matters. A limited POA gives authority only for specific tasks, like selling a car or signing closing documents while you’re out of the country.
• Durable vs. Non-Durable POA – A durable POA stays in effect even if you become incapacitated. A non-durable POA ends if you lose the ability to make decisions for yourself.
• Immediate vs. Springing POA – An immediate POA becomes effective the moment you sign it. A springing POA only takes effect upon a specific condition, usually a doctor certifying your incapacity.

In practice, most Rhode Island residents choose a durable, immediate POA so their agent can step in without delay. Springing POAs can create delays and disputes about whether the triggering condition has been met.

Why the Durable Power of Attorney Is the Gold Standard
The Rhode Island durable power of attorney (RI DPOA) is the backbone of most estate plans. Because it stays effective even after incapacity, it ensures that someone you trust can handle essential matters like:

• Paying bills, filing taxes, and managing bank accounts.
• Managing or selling real estate, including recording deeds.
• Handling retirement accounts, insurance claims, and benefits.
• Running a business in your absence.

Without a DPOA, your family might have to petition a Rhode Island Probate Court for guardianship – a public, time-consuming, and often expensive process.
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When a loved one passes away in Rhode Island, their estate may need to go through probate, the court-supervised process of settling debts, distributing assets, and ensuring the deceased’s final wishes are carried out. Probate can be complex, time-consuming, and emotionally draining for families already dealing with loss. Understanding the steps involved and knowing how to navigate potential challenges can help make the process smoother.
For those who have recently lost a loved one, this guide provides an in-depth look at how probate works in Rhode Island, including key legal requirements, the role of the executor or administrator, and strategies for avoiding probate when possible.

What Is Probate in Rhode Island?
Probate is the legal process of settling a deceased person’s estate. This process ensures that debts and taxes are paid and that assets are distributed according to the terms of a will or, if there is no will, under Rhode Island’s intestacy laws. The probate court oversees this process, ensuring that all financial and legal obligations are met before the estate is closed.
Unlike many states that have a centralized probate court system, Rhode Island probate cases are handled at the municipal level. Each city and town has its own probate court, which means the process may vary slightly depending on where the deceased resided.

When Is Probate Required in Rhode Island?
Not all estates need to go through probate. Certain assets pass automatically to beneficiaries and do not require court involvement. However, probate is generally required if:

• The deceased owned real estate solely in their name.
• The deceased had bank accounts, investments, or other assets without a named beneficiary or joint owner.
• There is no valid will (the estate will be distributed according to intestacy laws).
• The estate includes significant debts or financial obligations that need to be settled.

What Assets Avoid Probate?
Some assets are exempt from probate and transfer directly to beneficiaries, including:

• Jointly owned property with survivorship rights.
• Bank accounts and retirement plans with designated beneficiaries.
• Life insurance policies payable to a named beneficiary.
• Trust assets, if the deceased had a properly funded revocable living trust.​

The Rhode Island Probate Process: Step-by-Step
1. Filing the Petition for Probate
The first step in the probate process is filing a Petition for Probate in the probate court of the city or town where the deceased resided. This petition requests the court’s approval to begin the administration of the estate.
The petition must include:

• A certified death certificate.
• A copy of the will (if applicable).
• A preliminary estimate of the estate’s total value.
• The names and contact information of the executor (if named in the will) or next of kin (if no will exists).

Once the petition is filed, the court will issue a public notice to allow creditors and potential heirs the opportunity to come forward.

2. Appointment of an Executor or Administrator
The executor (if named in the will) or an administrator (appointed by the court if no will exists) is responsible for handling the estate’s affairs. This person is issued Letters Testamentary or Letters of Administration, which grant them legal authority to:

• Collect and inventory estate assets.
• Pay outstanding debts and taxes.
• Manage and distribute inheritances to beneficiaries.

If there is no will, Rhode Island law dictates the order of priority for appointing an administrator, typically starting with a surviving spouse or adult child.

3. Notifying Creditors and Settling Debts
One of the executor’s first responsibilities is identifying and notifying creditors. Rhode Island requires executors to publish a probate notice in a local newspaper, giving creditors six months to file claims against the estate.
Common debts that must be paid before distributing assets include:

• Medical and funeral expenses.
• Outstanding taxes (state and federal).
• Credit card and loan balances.

If the estate does not have enough funds to cover debts, Rhode Island law prioritizes which claims must be paid first.

4. Inventorying and Valuing Estate Assets
The executor must prepare a complete inventory of the deceased’s assets, which may include:

• Real estate and personal property.
• Bank accounts and investment portfolios.
• Business interests and retirement funds.

Certain assets, like real estate or valuable personal property, may require appraisal to determine their fair market value.

5. Distributing Assets to Beneficiaries
Once debts and taxes have been settled, the executor can distribute remaining assets according to the terms of the will. If there is no will, Rhode Island’s intestate succession laws determine how assets are distributed.
Under Rhode Island intestacy law:

• If the deceased was married with children, the estate is divided between the spouse and children.
• If the deceased was unmarried but had children, the children inherit the estate equally.
• If the deceased had no surviving spouse or children, assets may go to parents, siblings, or more distant relatives.

The executor may need to obtain court approval before finalizing distributions.

6. Closing the Estate
After all debts are paid and assets are distributed, the executor must submit a final accounting report to the probate court. This report details:

• All estate transactions.
• Payments made to creditors.
• How and when beneficiaries received their inheritances.

Once the probate court approves the final report, it issues a formal order closing the estate, and the executor’s duties are complete.

Frequently Asked Questions About Rhode Island Probate
How Long Does Probate Take in Rhode Island?
The Rhode Island probate process typically takes 9-12 months, but it can take longer for complex estates or if there are disputes. Factors that affect probate length include:

• Contested wills (disputes between beneficiaries).
• Complex financial matters (multiple properties, business interests, significant debts).
• Creditor claims, as there is a six-month waiting period before finalizing distributions.

Can Probate Be Avoided in Rhode Island?
Yes, many people choose to avoid probate by using estate planning tools such as:

• Revocable living trusts (assets in the trust bypass probate).
• Beneficiary designations (on bank accounts, life insurance, and retirement plans).
• Joint ownership with rights of survivorship (for real estate and financial accounts).

Why Work with a Rhode Island Probate Attorney?
Handling probate alone can be overwhelming, especially while grieving a loved one. A probate attorney can:

• Ensure compliance with Rhode Island probate laws.
• Handle creditor claims and disputes.
• Guide executors through legal and tax responsibilities.
• Help families avoid probate complications in the future.

At Fabisch Law Offices, we help Rhode Island families navigate the probate process with confidence and ease.
Need Help with Probate in Rhode Island? Contact Us Today. If you’re facing the probate process, you don’t have to do it alone. Call 401-324-9344 or visit fabischlaw.com to schedule a consultation today.

Rhode Island nursing home planning attorneys can provide help with making a nursing home plan. Making a plan is important not only for people who believe that the need for nursing home care is imminent, but also for people who may someday need to get care in a nursing home setting.  
 
Fabisch Law attorneys will work with individuals and families to determine both if a nursing home plan is needed and to determine what legal tools should be used to create a plan. Though it is often possible to help a client who has an emergency or crisis need for long term care, there are often better options that can save you and your family more money and ensure better care by making your plans long before you actually need care. Some of the reasons making a plan is so vital include the following:

There is a High Likelihood Care Will Be Needed
One of the biggest reasons why you should have a nursing home plan in place for your parents and yourself is because there is a high likelihood that at some point you will need nursing home care. The Wall Street Journal has reported that according to a study by the U.S. Department of Health and Human Services, more than 70 percent of people who are 65 years of age or older will end up requiring long term care services. A person who has reached the age of 65 has a 40 percent likelihood of eventually nursing home care and that same 65-year-old has a 20 percent chance of needing to spend five years or more in a nursing home environment.

Despite the likelihood that nursing home care will someday be required, too many people don’t make plans for the possibility of needing care. The result is that seniors or their families who have just experienced a medical emergency that makes it impossible for the senior to continue living on their own end up scrambling to find a home with an open bed. Yet, the immediate aftermath of a stroke, a fall, or another serious health incident is the worst time to be making important decisions about long-term care care.

Nursing Home Care is Expensive
The huge costs of nursing home care are also a big reason why a plan should be made in advance. In New England, nursing home care can easily cost more than $100,000 per year. Far too many families are simply unable to afford this cost for any length of time. Even those seniors who have been able to build up savings over the course of a lifetime find that this expense quickly depletes their lifetime of savings leaving nothing to pass on to their children and grandchildren.

Long-Term Nursing Home Care is Not Covered by Most Insurance
Unfortunately, while many seniors assume that Medicare will pay for their nursing home, in practice, this is unlikely to happen. Though Medicare covers very brief durations of time spent in skilled nursing facilities to receive specific specialized care. Medicare provides no coverage for custodial care at all, even though most people who go into a nursing home do so because they require custodial care.
Options for covering the costs of nursing home care are very limited if Medicare won’t pay. Long term care insurance is often prohibitively expensive, and the coverage may not be comprehensive, though considering the option of long term care insurance is one of the things we look at with you in putting together a plan. Paying out of pocket or getting Medicaid to pay for care could be the only two viable options. Unfortunately, Medicaid will pay only after you’ve spent away almost all of your wealth– unless you make plans in advance to protect your assets, including your home, while still qualifying for Medicaid coverage. Making a nursing home plan allows you to protect your money, property, and home and qualify to get Medicaid to cover you when you need care.

Planning Helps to Avoid the Risk of Nursing Home Abuse
According to the National Council in Aging, one out of every ten Americans aged sixty or older has been a victim of some kind of elder abuse. Though, unfortunately, too many cases of abuse are not reported, it is clear a substantial number of nursing home residents are neglected or are abused physically, emotionally, or sexually, or exploited financially.

Making a nursing home plan before you need care helps make sure you have the time you need to research care facilities in your area so you can find a high quality home with a good reputation, and where there is less of a chance that you or your parent will become the victim of abuse.

Getting Help from Rhode Island Nursing Home Attorneys
Rhode Island nursing home attorneys at Fabisch Law Offices can provide the comprehensive assistance that you need in finding a nursing home that will provide a high quality of care for you or your loved one. Our legal team will also assist you in taking the necessary steps to ensure you can afford to pay for the care you need it.

To find out more about the ways in which our legal team can help you, give us a call at 401-324-9344 or contact us online to get personalized advice from Rhode Island or Massachusetts nursing home attorneys with experience. Give us a call today to get your plans in place before it is too late and you suffer a medical event that necessitates you go into a nursing home.